Flexible Loan Programs Designed for Every Type of Borrower
At QuickLoans365, we specialize in mortgage solutions for a wide range of borrowers — from U.S. citizens and permanent residents to non-permanent visa holders and foreign nationals. Whether you’re self-employed, a contractor, or investing from abroad, we have flexible programs to fit your goals.
WHO WE WORK WITH
We Work with Diverse Borrowers
Our team proudly assists clients with different backgrounds and financial profiles, including:
U.S. Citizen
Eligible for a full range of conventional and government-backed loan programs with flexible qualification options.
Permanent Residents (Green Card Holders)
Enjoy the same mortgage opportunities as U.S. citizens, with access to competitive rates and flexible loan terms.
Visa Holder
Qualified temporary visa holders and work-visa recipients can access tailored loan options designed to support stable U.S. income and residency.
Foreign National
Homebuyers and investors living abroad can finance U.S. properties through specialized foreign-national and DSCR loan programs.
INCOME TYPES WE SUPPORT
Traditional and Non-Traditional Income Solutions
Not all borrowers fit the standard mold and that’s okay! We offer multiple income documentation options to help you qualify confidently.
Traditional or Standard Income
Explore income types and documentation options available for employed and self-employed borrowers. Check which one best fits your situation.
Even with recent job changes or gaps, stable W-2 earnings can help you qualify.
Flexible programs for consistent part-time, seasonal, or contract work.
Use income from your corporation, LLC, partnership, or sole proprietorship.
Qualify using personal and business tax returns with all applicable schedules.
Options designed for complex income or mixed employment situations.
Non-tradition Income or Non-QM Loans
Discover alternative loan programs designed for unique income sources and investment strategies. See which option aligns with your financial profile.
Use 12–24 months of bank statements to verify average monthly deposits.
Ideal for contractors and gig workers qualifying through 1099 forms.
Use a CPA-prepared Profit & Loss statement—no tax returns required.
Turn checking, savings, or investments into qualifying income.
Qualify using rental income from the investment property itself.
Simplified income verification through stated earnings or employer confirmation.
Qualify using foreign-sourced income or DSCR programs for overseas buyers.